FAQ

FAQ – Nolicensecar.com

Your answers to all questions regarding the purchase of cars on credit and without a license.

1. How does buying a car on credit work on Nolicensecar.com?
   At Nolicensecar.com, located in Italy, we offer you the opportunity to buy your car in installments with financing that suits your needs. You can choose from a wide range of vehicles, including cars without a license, and apply for credit directly online. We guide you throughout the process to make your purchase simple and secure.

2. What are the conditions for buying a car on credit?
   To buy a car on credit, you must meet the following conditions:

   • Be over 18 years old.
   • Reside in Italy.
   • Have regular income (salary, self-employed, etc.).
   • Have sufficient repayment capacity, which will be verified during your financing application.

3. What documents are required to apply for credit?
   Here are the documents generally required for your credit application:

   • A valid identity document (ID card or passport).
   • A recent proof of address (less than 3 months old).
   • Proof of income (pay slips, tax return, etc.).
   • A bank account statement (RIB) for setting up direct debit.

4. What types of financing do you offer?
   We offer several financing options to help you buy your car on credit:

   • Traditional Credit: A loan with a fixed interest rate and constant monthly payments over a set period.
   • Leasing (Lease with Option to Buy – LOA): You rent the car for a specified period, with the option to buy it at the end of the contract.
   • Balloon Credit: You make reduced monthly payments at the beginning, then pay the remaining balance at the end of the contract or finance it.

5. How will I know if my credit application is accepted?
   Once you submit your financing application, you will receive a response within 24 working hours. If your application is accepted, you will receive a financing offer with details of the monthly payments and credit conditions.

6. Can I modify my monthly payments after signing the contract?
   Monthly payments are fixed once the contract is signed. However, if you face financial difficulties, you can contact us to discuss revising the credit terms, such as deferring payments or restructuring the installments.

7. Is it possible to repay the credit early?
   Yes, you can repay your credit early. In this case, early repayment fees may apply, depending on your contract. Feel free to contact us for the exact terms.

8. Does purchasing a car on credit require an initial down payment?
   It depends on the financing option you choose. In some cases, an initial down payment is required, especially for leasing. However, we also offer no-down-payment credit for certain situations. You can check your options directly when applying for financing.

9. What should I do if I can’t pay my installments?
   If you encounter difficulties in paying your installments, immediately contact our customer service. We will review possible solutions together, such as restructuring your credit, deferring payments, or another option to help you continue payments under the best conditions.

10. Can I trade in my current car for a new one on credit?
    Yes, we accept trade-ins to finance the purchase of your new vehicle. You can get an estimate of your car’s value by providing details such as its model, mileage, condition, etc.

11. What are the interest rates applied to credits?
    Interest rates vary depending on the loan duration and your financial profile. We will offer you a personalized rate after reviewing your application and approving your request.

12. What vehicles can I buy on credit?
    All of our vehicles, whether new or used, are available for purchase on credit. We also offer a wide range of cars without a license, suitable for drivers who do not have a driving license. You can browse our online catalog to find the car that suits your needs.

13. What happens if I want to return my car before the end of my contract?
    In the case of leasing (LOA), you can return the car before the end of the contract, under certain conditions. We will explain the available options, such as the possibility of buying the vehicle or replacing it with another.

14. Can I buy a car without a credit card or bank card?
    Yes, you do not need a credit card to buy a car on credit. Payment is made via direct debit from your bank account, depending on the financing option you choose.

15. How can I contact customer service?
    Our team is available to answer your questions. You can contact us by:

    • By email: contact@nolicencecar.com.
    • Through our online contact form at [link to the form]. We are available Monday to Friday, from [opening hours].

Need more information?
If you cannot find the answer to your question here, feel free to contact us. We are here to help you make the right choice for your future vehicle.
Thank you for choosing Nolicensecar.com, your trusted partner for purchasing cars on credit, including cars without a license, in Italy!